Frequently Asked Questions

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 We are FundingManagementCreditandLoan. We focus on helping our clients improve their credit score, fix credit or rebuild credit 

 Our expert staff will walk you through on how to obtain your 3-bureau reports and scores – importantly, with NO impact to score. 

The honest answer is that it depends — hence why we work on a cycle-to-cycle basis. We formulate a game plan around your goals, situation and the number of questionable items that require work.

Our experts not only work diligently in order to provide optimal results, but transparency is what separates us from the rest. We provide updates, progress reports and you get to communicate with your Assigned Dispute Manager directly to improve efficiency.

On average, clients tend to see results within the first 45 days.

 Through our services,93% of our clients see their credit score increase 10 points or more in the first 35 days. Over  180 days term of the contract, the average credit score increase is 80 points. 

 Through our services,93% of our clients see their credit score increase 10 points or more in the first 35 days. Over  180 days term of the contract, the average credit score increase is 80 points. 

 Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances. 

 With our assistance and document processing, our clients have had great success with bankruptcies, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgements, tax liens, foreclosures, and student loans